Category Archives: Uncategorized

By Robert L. Cain, Copyright 2023, Cain Publications, Inc. Why do companies lay people off and who gets the axe when they do?  Knowing that can help determine the better or most qualified applicant. Companies lay off employees for any … Continue reading →

By Robert L. Cain, Copyright 2023, Cain Publications, Inc. Beth Romaker and her boyfriend Spencer Crawford last January joined the 25 percent of US households that make a budget. They plan to buy a bigger house, get married, and possibly … Continue reading →

By Robert L. Cain, Copyright 2023, Cain Publications, Inc. Never was there a new technology that scammers didn’t figure out a way to take advantage of to rip off the unwary. Imagine their joy today. Scammers hit the goldmine with … Continue reading →

By Robert L. Cain, Copyright 2023 Cain Publications, Inc. The Federal Reserve (Fed) builds inflation into our economy. Official Fed inflation policy states that the health of our economy depends on a specific amount of inflation, 2 percent a year … Continue reading →

By Robert L. Cain, Copyright 2023, Cain Publications, Inc. “I’ve been in constant dispute with the credit bureaus for almost a year now and have yet to get … the inaccurate accounts on my credit report removed. I feel like … Continue reading →

By Robert L. Cain, Copyright 2023, Cain Publications. Inc. When will it end?  Credit card debt just hit a record high, jumping $60 billion to almost a trillion dollars, $986.5 billion, in the three months ending December 2022.  That goes … Continue reading →

By Robert L. Cain, Copyright 2023, Cain Publications, Inc. In 2014, Amazon got itself a new recruiting tool that used artificial intelligence (AI) to recruit employees. “Everyone wanted this holy grail,” an Amazon spokesperson said and Reuters reported. “They literally … Continue reading →

By Robert L. Cain, Copyright 2023, Cain Publications, Inc. They tried to think of everything. With dummied up bank records, tax records, employer and landlord references complete with phone numbers of friends, they created a history that showed them to … Continue reading →

By Robert L. Cain, Copyright 2022, Cain Publications, Inc. If they take $11 billion out of the economy, the effects will be less than pretty. They did and it isn’t pretty. As of November 18, 120,000 tech workers had been … Continue reading →

By Robert L. Cain, Coopyright 2022, Cain Publications, Inc. They took a market served by check-cashing and payday loan stores and offered credit to their customers. Buy Now Pay Later (BNPL) began as a way to reach an underserved or … Continue reading →