Category Archives: Uncategorized

Layoffs and Hiring Freezes Are Taking Their Tolls on the Economy

By Robert L. Cain, Copyright 2022, Cain Publications, Inc. If they take $11 billion out of the economy, the effects will be less than pretty. They did and it isn’t pretty. As of November 18, 120,000 tech workers had been … Continue reading

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Buy Now Pay Later’s Impending Downside

By Robert L. Cain, Coopyright 2022, Cain Publications, Inc. They took a market served by check-cashing and payday loan stores and offered credit to their customers. Buy Now Pay Later (BNPL) began as a way to reach an underserved or … Continue reading

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How Liars Give Themselves Away

By Robert L. Cain, Copyright 2022, Cain Publications, Inc. A boss  I had once gave away his lies with a gulp in his throat immediately before and after the lie exited his mouth. Once I heard the gulp, I dismissed … Continue reading

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Regulation F Affects Both Collection Agencies and Creditors

By Robert L. Cain, Copyright 2022, Cain Publications, Inc. “Deadbeat! Just wait until I put you on the deadbeat list that I’m going to show everybody! My law firm and I will hound you forever! I’m going to have you … Continue reading

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Rich Guys Love Recessions. Here’s Why.

By Robert L. Cain, Copyright 2022, Cain Publications, Inc. Warren Buffet said, “Be fearful when others are greedy, and be greedy when others are fearful.” In 2008, with other people’s fear in abundance, he bought $5 billion in “perpetual preferred … Continue reading

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Seattle Loses More than 11,000 Units in a Year

How does a city manage to lose 11,521 rental units in a year? When you look at the city of Seattle, you understand how. The latest issue of Current, the publication of the Rental Housing Association of Washington suggests it … Continue reading

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As the Economy’s Wheels Wobble, Economists Speak Gleefully About How Great Everything Is

By Robert L. Cain, Copyright 2022 Cain Publications, Inc. Retail sales beat inflation for the fourth straight month the Commerce Department reported in April. The gleeful report is wishing thinking at best, misleads at worse and misinforms at worst. Sure … Continue reading

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Pitfalls and Promise: Alternative Financing

By Robert L. Cain, Copyright 2022, Cain Publications, Inc. “There’s a sucker born every minute,” PT Barnum didn’t say it, and we might be suckers for believing that he did say it. Ryo Mac wrote, “It seems that everyone believes … Continue reading

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Gig Workers and Applicant Screening

By Robert L. Cain, Copyright 2022, Cain Publications, Inc. Fraught with possibilities for fraud is information on the rental application of a gig worker, especially one type of gig worker. With their inability to provide much credible information, it can … Continue reading

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Amy Got Rejected and Andy Got Accepted: the Dangers of Sloppy Applicant Screening

By Robert L. Cain, Copyright 2022 Cain Publications, Inc. Amy got rejected. The screener took one look at her Facebook page and said “no way.” Her page displayed a video of a wild party complete with trashing an apartment, people … Continue reading

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