Category Archives: Uncategorized

Check Fraud: Old Scams with New Twists

By Robert L. Cain, Copyright 2023, Cain Publications, Inc. Eric Fischgrund runs Fisch Tank PR, a PR firm employing 30 people. Clients mailed 15 checks to him that a crook or crooks stole after they had gone through a Postal … Continue reading

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Student Loan Payment Resumptions Effect on Borrowers and Businesses Show Danger Ahead

By Robert L. Cain, Copyright 2023 Cain Publications, Inc. Economists predict that the end of the student loan repayment moratorium will have little to no effect on the overall economy. They are probably right. That misses considering the ill effects … Continue reading

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Who Gets Laid Off and Why

By Robert L. Cain, Copyright 2023, Cain Publications, Inc. Why do companies lay people off and who gets the axe when they do?  Knowing that can help determine the better or most qualified applicant. Companies lay off employees for any … Continue reading

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As Student Loan Repayments Begin Again, Problems Brew on the Horizon

By Robert L. Cain, Copyright 2023, Cain Publications, Inc. Beth Romaker and her boyfriend Spencer Crawford last January joined the 25 percent of US households that make a budget. They plan to buy a bigger house, get married, and possibly … Continue reading

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Three Ways Scammers Use AI to Steal From the Unwary

By Robert L. Cain, Copyright 2023, Cain Publications, Inc. Never was there a new technology that scammers didn’t figure out a way to take advantage of to rip off the unwary. Imagine their joy today. Scammers hit the goldmine with … Continue reading

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Why the Federal Reserve Builds In Inflation and How That Affects Consumer Debt

By Robert L. Cain, Copyright 2023 Cain Publications, Inc. The Federal Reserve (Fed) builds inflation into our economy. Official Fed inflation policy states that the health of our economy depends on a specific amount of inflation, 2 percent a year … Continue reading

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Credit Bureaus Fail to Correct Inaccurate Credit Reports

By Robert L. Cain, Copyright 2023, Cain Publications, Inc. “I’ve been in constant dispute with the credit bureaus for almost a year now and have yet to get … the inaccurate accounts on my credit report removed. I feel like … Continue reading

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The end or onset of the debt crisis? The debts just keep growing

By Robert L. Cain, Copyright 2023, Cain Publications. Inc. When will it end?  Credit card debt just hit a record high, jumping $60 billion to almost a trillion dollars, $986.5 billion, in the three months ending December 2022.  That goes … Continue reading

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Artificial Intelligence: Its Perils and Promise in Applicant Recruiting and Screening

By Robert L. Cain, Copyright 2023, Cain Publications, Inc. In 2014, Amazon got itself a new recruiting tool that used artificial intelligence (AI) to recruit employees. “Everyone wanted this holy grail,” an Amazon spokesperson said and Reuters reported. “They literally … Continue reading

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Screening Using Social Media: Advantages and Traps

By Robert L. Cain, Copyright 2023, Cain Publications, Inc. They tried to think of everything. With dummied up bank records, tax records, employer and landlord references complete with phone numbers of friends, they created a history that showed them to … Continue reading

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