Category Archives: Uncategorized

By Robert L. Cain.  Written for Zip Reports, applicant screening company.  Visit their website. The cellophane from the newly minted bachelor’s degree diploma was barely in the recycling bin when his career was permanently crippled.   Joe graduated at the wrong … Continue reading →

By Robert L. Cain, written for Zip Reports. Credit Karma calls them “Credit Fumbles.”  In fact they liked the term so much they trademarked it.  They define it as “phenomenon where young adults, new to credit and many without financial … Continue reading →

By Robert L. Cain.  Written for Zip Reports, employment and rental screening company.  Visit their website. “They actually show up for work on time, and they aren’t texting all day,” writes Kerry Hannon in her book Getting the Job You … Continue reading →

By Robert L. Cain, written for Zip Reports employee and tenant screening company.  Visit their website. Assorted facts: Those people who have credit card debt owe an average of $15,654. About 58 percent of them (about six in 10)have enough … Continue reading →

By Robert L. Cain, written for Zip Reports, a company that screens employees and tenants.  Visit their website. “The Technician’s usual experience is one of frustration and annoyance at being interrupted in the course of what needs to be done … Continue reading →

By Robert L. Cain, written for Zip Reports, applicant screening company. Visit their website. Two credit scoring systems are most used by those who check credit for lending, renting and hiring.  The old “standby” is FICO.  That’s what people think … Continue reading →

By Robert L. Cain Credit.com published a primer for bad tenants telling how to get landlords to rent to them.  The article, “Can You Be Denied a Rental Home Because of Bad Credit,” wasn’t meant to be such a primer, … Continue reading →

By Robert L. Cain, Copyright 2017 Cain Publications, Inc.  Written for Zip Reports employment and tenant screening company.  Visit their website. Pew Research and the US Census Bureau say “more U.S. households are headed by renters than at any point … Continue reading →

By Robert L. Cain, written for Zip Reports, employment and tenant screening company.  Visit their website. Elsie was covered by an employer-sponsored health plan with a $1,000 deductible per person.  Then she had a baby.  At birth, her son acquired … Continue reading →