Author Archives: bobcain

By Robert L. Cain, Copyright 2021 Cain Publications, Inc. As evictions begin in earnest with delinquent renters looking for a new place to live, Fannie Mae (the organization that underwrites mortgage loans for millions of people around the country) is … Continue reading →

By Robert L. Cain, Copyright 2007 Cain Publications, Inc. If you have dealt with contractors, you have probably heard the same lies I have. They erupt from their mouths as rationale for their questionable behavior and unreasonable demands. They are … Continue reading →

By Robert L. Cain Half of all renters live in SPRs, industry lingo for Small Property Rentals. The Census Bureau defines those as one-to-four family dwellings, and they make up 76 percent of rentals. Individual owners own 92 percent of … Continue reading →

By Robert L. Cain, Copyright 2021 Cain Publications, Inc. In Attorney Tom Moorhead’s excellent book, Owner’s Manual for Landlords and Property Managers, I came across this great point:  “With all the valuable information that you will be receiving on your … Continue reading →

By Robert L. Cain, Copyright 2021 Cain Publications, Inc. For the want of a nail the shoe was lost—and eventually the kingdom.  For want of a 57-cent part, General Motors could have been lost. That’s the 57-cent ignition switch part … Continue reading →

By Robert L. Cain They say they didn’t mean to.  They say their intentions were pure, and those intentions were bushwhacked by a “a computer error.” The April 9, 2021 issue of MIT Technology Review reported that Facebook (the company … Continue reading →

By Robert L. Cain Less than a year after the end of World War II, 1946, household debt was less than 15 percent of the US Gross Domestic Product (GDP). Then, in the 1960s, Bank of America, offering the first … Continue reading →

By Robert L. Cain, Copyright 2021, Cain Publications, Inc. Mornings and evenings couples stroll through the neighborhood enjoying each other’s company, admiring what neighbors have done and are doing to their yards, saying hello to and maybe gabbing with neighbors. … Continue reading →

By Robert L. Cain Just because a debt drops off a credit report doesn’t mean a debtor doesn’t owe it anymore. Just because the statute of limitations for a debt passes, doesn’t mean a creditor can’t still collect it. We’ll look … Continue reading →

By Robert L. Cain, Copyright 2021, Cain Publications, Inc. “Wow! $10,000! I kind of knew the roof was on its last legs when I bought this place, but I never found out how wobbly the legs were or how much … Continue reading →