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Author Archives: bobcain
Facebook and Fair Housing and Fair Hiring
By Robert L. Cain, Copyright 2020 Property News Service The Department of Housing and Urban Development is going after Facebook for running ads that violate the Fair Housing Act. Facebook and the government have already worked out agreements for ads … Continue reading
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Financial Knowledge Grade: F
By Robert L. Cain My old friend John Clark drove a Toyota Camry. Nothing unusual about that except that John owned one of the biggest real estate companies in Portland, Oregon, and could have paid cash for just about any … Continue reading
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The Synthetic Applicant
By Robert L. Cain Kelvin Lyles had been busy. When police raided his home in Atlanta in December 2015, they found “information for over 300 synthetic identities, fake driver’s licenses, a fake social security card, and numerous credit cards held … Continue reading
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Let them screen you before you screen them
By Robert L. Cain It’s harder and harder to get great employees what with more open jobs than available workers. They are out there, but so are the ones who just stumbled back into the labor force and may not … Continue reading
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New FICO Scoring Plan Looks at 7 Million Possible New Customers
By Robert L. Cain. Written for Zip Reports employment and rental screening company. Visit their website. Credit card issuers and other lenders are desperate. Their profits have stagnated. Credit card debt has reached the same level as in 2008, about … Continue reading
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Low-Balance Student Loans Can Mean Credit Problems
By Robert L. Cain School’s not for everyone, but hope is. Hope can overtake someone’s memory of school experience as he or she thinks about wanting to get ahead and the education or training it will take to do it. … Continue reading
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Is Social Media a Solution?
By Robert L. Cain, Copyright 2018 Cain Publications, Inc. Years ago I worked with a man in his early 20s who drank nightly, and not just a little. Every morning, when he managed to actually show up to work, he … Continue reading
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More Jobs, But Flat Pay and Economic Woes
By Robert L. Cain Copyright 2018 Cain Publications, Inc. “They are taking on debt that they can’t repay. A drop in savings and rise in delinquencies means you can’t support the (overall) spending,” said Stephen Gallagher, economist at Societe Generale. … Continue reading
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Is Your Applicant’s Identity Synthetic?
By Robert L. Cain. Written for Zip Reports, applicant screening company. Visit their website. Charlotte was born in 2012, a healthy, happy girl with responsible parents who immediately found a pediatrician to ensure that Charlotte would continue to be healthy … Continue reading
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